A bird in the hand is worth two in the bush. Although it is a cliché, it is a solid gold gem worth pondering upon.

This particular statement fits in many situations. However we use this statement widely when we compare physical possessions.

Lately, I not only think but have made it a thumb rule before taking any financial decision. In some cases I finally settle down thinking that whatever I have in my hand is more worthier than what I am expecting in future.

Because the future is uncertain. Unless the future venture is full proof, I do not put my mind and money. Knowingly there can be some degree of risk I cannot put my money into.

But time is equally or more important than money. It also needs to be invested wisely. I try to be more mindful when I plan to get involved in things.

I assess it well in terms of return or the value it will generate. I read somewhere that the time I spent should bring either earning or learning. If it brings both, the time spent is worth it. If it brings neither, then it is better not to get involved.